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Insurance & Coverage Guide

Colorado Medicaid Autism Coverage

Colorado Medicaid covers ABA under 21, and Community Centered Boards administer multiple HCBS waivers (CES for children, SLS for adults) without strict income limits.

Quick Answer

Colorado Medicaid covers ABA under 21, and Community Centered Boards administer multiple HCBS waivers (CES for children, SLS for adults) without strict income limits.

  • ABA benefit: covered under EPSDT for under 21 (via epsdt).
  • HCBS waivers: 3 relevant waiver options listed on this page.
  • Commercial insurance: Colorado has a state autism insurance mandate.

Medicaid ABA Coverage

Yes — EPSDT

Under 21 (via EPSDT)

Insurance Mandate

Yes

Hour-based cap varies by age (up to 40 hrs/week early; declining thereafter)

HCBS Waivers

3 available

Waitlist: Varies by CCB region

Editorial Review

This page summarizes public Medicaid, waiver, and insurance-mandate information reviewed by the Autism Hearts editorial team.

Medicaid benefits, managed-care rules, and waiver waitlists can change quickly, so families should verify eligibility, prior authorization, and enrollment steps with the administering agency before relying on this page.

Last reviewed 2026-04-21 by Autism Hearts Editorial Team

Colorado Commercial Insurance Mandate

Statute
C.R.S. § 10-16-104(1.4)
Year enacted
2009
Age limit
Through age 18
Annual cap
Hour-based cap varies by age (up to 40 hrs/week early; declining thereafter)

Covered services

ABASpeech therapyOccupational therapy

Self-funded employer plans (often from large employers) are regulated by federal ERISA law, not state mandates, and may be exempt. Always confirm your plan type on your Summary of Benefits and Coverage.

Medicaid ABA Therapy Benefit

Covers ABA
Yes
Age limit
Under 21 (via EPSDT)
Prior auth required
Yes

Colorado HCBS Waivers

Children's Extensive Support (CES) Waiver

Covers autism

Children under 18 with intensive needs

Waitlist:Varies by CCB region
Apply via:Community Centered Board

Children's Habilitation Residential Program (CHRP)

Covers autism

Children in out-of-home placement

Supported Living Services (SLS) Waiver

Covers autism

Adults with IDD living in community

Apply via:Community Centered Board

Katie Beckett / TEFRA Option

Not available

CES waiver partially functions as Katie Beckett equivalent for qualifying children.

Early Intervention (Birth–3)

Early Intervention ColoradoColorado's IDEA Part C program. Children under 3 with developmental delays can access services without a formal autism diagnosis.

Official Sources

Use these primary sources when you need to confirm current Medicaid rules, waiver access, or state-agency guidance in Colorado.