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Insurance & Coverage Guide

Indiana Medicaid Autism Coverage

Indiana Medicaid covers ABA for children under 21 through EPSDT. The state offers two HCBS waivers (Family Supports and Community Integration and Habilitation) administered through the Bureau of Disabilities Services using a centralized waitlist. Indiana's autism insurance mandate (2001) is one of the earliest in the country.

Quick Answer

Indiana Medicaid covers ABA for children under 21 through EPSDT. The state offers two HCBS waivers (Family Supports and Community Integration and Habilitation) administered through the Bureau of Disabilities Services using a centralized waitlist. Indiana's autism insurance mandate (2001) is one of the earliest in the country.

  • ABA benefit: covered under EPSDT for under 21 (via epsdt).
  • HCBS waivers: 2 relevant waiver options listed on this page.
  • Commercial insurance: Indiana has a state autism insurance mandate.

Medicaid ABA Coverage

Yes — EPSDT

Under 21 (via EPSDT)

Insurance Mandate

Yes

HCBS Waivers

2 available

Waitlist: Multi-year centralized BDS waitlist

Editorial Review

This page summarizes public Medicaid, waiver, and insurance-mandate information reviewed by the Autism Hearts editorial team.

Medicaid benefits, managed-care rules, and waiver waitlists can change quickly, so families should verify eligibility, prior authorization, and enrollment steps with the administering agency before relying on this page.

Last reviewed 2026-04-21 by Autism Hearts Editorial Team

Indiana Commercial Insurance Mandate

Year enacted
2001
Age limit
Varies by plan

Covered services

Applied Behavior AnalysisSpeech therapyOccupational therapyDiagnostic evaluations

Self-funded employer plans (often from large employers) are regulated by federal ERISA law, not state mandates, and may be exempt. Always confirm your plan type on your Summary of Benefits and Coverage.

Medicaid ABA Therapy Benefit

Covers ABA
Yes
Age limit
Under 21 (via EPSDT)
Prior auth required
Yes

Indiana Medicaid covers ABA as a medically-necessary service under EPSDT. Available through Hoosier Healthwise, HIP, and Hoosier Care Connect.

Indiana HCBS Waivers

Family Supports Waiver (FSW)

Covers autism

Individuals with IDD living at home

Waitlist:Multi-year centralized BDS waitlist
Apply via:Bureau of Disabilities Services (BDS)

Community Integration and Habilitation Waiver (CIH)

Covers autism

Individuals with IDD needing intensive supports

Apply via:Bureau of Disabilities Services (BDS) — typically prioritized for urgent/emergency need

Katie Beckett / TEFRA Option

Not available

Indiana does not operate a traditional Katie Beckett / TEFRA program. Middle-income families typically rely on the autism insurance mandate, commercial insurance, and the FSW/CIH waiver waitlist.

Early Intervention (Birth–3)

Indiana First StepsIndiana's IDEA Part C program. Children under 3 with developmental delays can access services without a formal autism diagnosis.

Official Sources

Use these primary sources when you need to confirm current Medicaid rules, waiver access, or state-agency guidance in Indiana.